Take Control of Your Credit

Picture this: You’re cruising off the lot in your dream car – approved on the spot.
A woman joyfully laughs while looking at her smartphone, seated on a living room floor against a sofa. The setting is cozy and relaxed.

Smarter Decisions Start Here

Your credit score plays a big role in your financial life — from loan approvals to the rates you receive.

With BOFCU’s SavvyMoney tools, you can track your credit, understand what impacts it, and take action with confidence — all in one place.

Your Credit, Simplified

SavvyMoney gives you access to powerful tools designed to help you stay informed and in control.

A smiling woman in an orange shirt uses a smartphone app showing a credit score. She's in a modern living room with a gray sofa in the background.
Screenshot of a mobile app displaying a credit score of 720. Features include score gauge, debt-to-income tab, financial offer, and analysis options.

More Than Just a Score

Your credit score is just the beginning.

SavvyMoney helps you:
  • Understand what’s helping (and hurting) your score
  • Identify ways to improve your financial position
  • Catch potential fraud or errors early
  • Make smarter borrowing decisions

With personalized insights and easy-to-use tools, you can build a stronger financial future — one step at a time.

Get Started in Minutes

Accessing SavvyMoney is quick and easy:

  1. Log in to BOFCU Online or Mobile Banking
  2. Navigate to your credit score dashboard
  3. Enroll and start exploring your tools

That’s it — your credit insights are right at your fingertips.
Floating credit report dashboard showing a credit score of 760, account summary, card usage, installment advice, and score simulation on a black background.

We’re Here to Help You Move Forward

At BOFCU, we believe financial tools should work for you — not confuse you.

SavvyMoney is just one of the ways we help you:
  • Understand your credit
  • Make informed decisions
  • Feel more confident about your financial future

Start Exploring Today

Log in to Online Banking to access your credit score and tools.

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