Loan Types

We offer a wide range of loan types for you to choose from.
RV in field parked next to large mountain landscape

Vehicle Loans

Bring your car loan home – Refinance your existing auto loan with BOFCU for a discounted rate.
  • New and Used Auto Loans
  • New and Used Recreational Vehicle and Boat Loans
  • New and Used ATV and Personal Watercraft Loans
  • New and Used Motorcycle Loans

Home Loans

Whether you’re investing in your first home or purchasing additional properties, we have the best home loan options for you.
  • Affordable Financing Options
  • Fast & Easy Pre-Approvals
  • Low Closing Costs & Fees
  • Purchase or Refinance
  • FHA, PHFA, VA, & More

Personal Loans

Personal loans are a great option to help you purchase those bigger ticket items.
  • Unsecured Personal Loans: borrow the funds you need for one to six years, with your credit score determining the interest rate.
  • Secured Personal Loans: secure the loan amount you need with your collateral.
  • Share and Certificate Secured Loans: pledge the amount in your Share or Certificate of Deposit accounts for the life of the loan to help secure the amount you need.
  • Refinancing Loans: enjoy lower interest rates and lower payments by refinancing your existing loan from another institution with us.
  • Debt Consolidation – consolidate your debt into one, easy-to-manage monthly payment with a competitive interest rate.

Student Loans

Whether you’re an undergraduate, graduate, or career training student, we have loans to help you reach your education goals with confidence.

  • Undergraduate or Career Training
  • Graduate School Loan
  • After Graduate School Loan

Loan Rates

Account Rates are accurate as of 06/1/2024
Type Rate
New Vehicle Loans As low as 4.49% APR*
Used Vehicle Loans As low as 4.49% APR*
Alternative Automobile Loans As low as 6.49% APR*
Personal Loans As low as 6.99% APR*
Visa Credit Cards As low as 6.00% APR*
Secured Visa Credit Cards 12.50% APR*
Share Secured Loans 2.00% APR* + Share Savings Rate
Certificate Secured Loans 2.00% APR* + Certificate Rate
New Motorcycle Loans As low as 6.99% APR*
New Recreational Vehicle and Boat Loans As low as 6.99% APR*
Secured Signature Loans As low as 5.99% APR*
Used Motorcycle Loans As low as 6.99% APR*
Used Recreational Vehicle and Boat Loans As low as 6.99% APR*
New and Used ATV and Personal Watercraft Loans As low as 6.99% APR*
$1,000 One Year Loan - No Credit Report 18.00% APR*
$2,000 Two Year Loan - No Credit Report 18.00% APR*
*APR = Annual Percentage Rate – Rates subject to change without notice

Next Steps

Start your loan application online today, or come see us to learn more about how we can help you with all of your loan needs.

Hours and Locations

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