Vehicle Loans
Bring your car loan home – Refinance your existing auto loan with BOFCU for a discounted rate.
- New and Used Auto Loans
- New and Used Recreational Vehicle and Boat Loans
- New and Used ATV and Personal Watercraft Loans
- New and Used Motorcycle Loans
Home Loans
Whether you’re investing in your first home or purchasing additional properties, we have the best home loan options for you.
- Affordable Financing Options
- Fast & Easy Pre-Approvals
- Low Closing Costs & Fees
- Purchase or Refinance
- FHA, PHFA, VA, & More
Personal Loans
Personal loans are a great option to help you purchase those bigger ticket items.
- Unsecured Personal Loans: borrow the funds you need for one to six years, with your credit score determining the interest rate.
- Secured Personal Loans: secure the loan amount you need with your collateral.
- Share and Certificate Secured Loans: pledge the amount in your Share or Certificate of Deposit accounts for the life of the loan to help secure the amount you need.
- Refinancing Loans: enjoy lower interest rates and lower payments by refinancing your existing loan from another institution with us.
- Debt Consolidation – consolidate your debt into one, easy-to-manage monthly payment with a competitive interest rate.
Student Loans
Whether you’re an undergraduate, graduate, or career training student, we have loans to help you reach your education goals with confidence.
- Undergraduate or Career Training
- Graduate School Loan
- After Graduate School Loan
Loan Rates
Account Rates are accurate as of 09/1/2024
| Type | Rate |
|---|---|
| New Vehicle Loans | As low as 4.49% APR* |
| Used Vehicle Loans | As low as 4.49% APR* |
| Alternative Automobile Loans | As low as 6.49% APR* |
| Personal Loans | As low as 6.99% APR* |
| Visa Credit Cards | As low as 6.00% APR* |
| Secured Visa Credit Cards | 12.50% APR* |
| Share Secured Loans | 2.00% APR* + Share Savings Rate |
| Certificate Secured Loans | 2.00% APR* + Certificate Rate |
| New Motorcycle Loans | As low as 6.99% APR* |
| New Recreational Vehicle and Boat Loans | As low as 6.99% APR* |
| Secured Signature Loans | As low as 5.99% APR* |
| Used Motorcycle Loans | As low as 6.99% APR* |
| Used Recreational Vehicle and Boat Loans | As low as 6.99% APR* |
| New and Used ATV and Personal Watercraft Loans | As low as 6.99% APR* |
| $1,000 One Year Loan - No Credit Report | 18.00% APR* |
| $2,000 Two Year Loan - No Credit Report | 18.00% APR* |
*APR = Annual Percentage Rate – Rates subject to change without notice
Next Steps
Start your loan application online today, or come see us to learn more about how we can help you with all of your loan needs.
