Disclosures & Fees

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Electronic Fund Transfer Agreement

Funds Availability Policy Disclosure

Privacy Policy


Product and Service Fees are accurate as of 06/1/2024
Type Charge
Bad Address Fee $10.00 monthly for each bad address on your account on the last day of the month
Cashier's Check Fee $5.00 for each cashier's check made payable to a third party
Certified Check Fee $5.00 for each certified check
Courtesy Pay Fee $30.00 per transaction
Dormant Account Fee $10.00 monthly fee on each individual member account that has not had a member-directed financial transaction(s) or contact within a 12-month period with the exception of Certificate and IRA Accounts
Draft Photocopy Fee $4.50
Early Holiday Club Withdrawal Fee $15.00 if you close your Holiday Club Account prior to September 30
Express Mail Fee $30.00 for an item to be mailed Express
Foreign Item Fee $25.00 when a foreign item clears your account
Gift Card Fee $3.00 per card
Levy Fee $50.00 when a levy is placed against your account
Loan Late Fee $25.00 when your payment is 10 days past due date
Lost/Extra Debit/Credit Card Fee $15.00 if any of your plastic cards are lost or you request an extra card
Money Order Fee $3.00 for a money order
Money Market Minimum Balance Fee $50.00 when your account balance falls below $3,000 at any time during the month
Money Market Excessive Transaction Fee $75.00 every time the maximum number of transactions (6) is exceeded
Non-Member Check Cashing Fee $10.00 to cash a Credit Union check for a non-member
Non-Sufficient Funds Fee $40.00 for any item (ACH, ATM, NSF, or other) returned unpaid for non-sufficient funds
Overdraft Transfer Fee $10.00 when the Credit Union automatically transfers funds to cover an overdraft
Overnight Credit Card Fee $56.00 for a credit card mailed Rush Overnight
Overnight Debit Card Fee $50.00 for a debit card mailed one business day after it's ordered
Priority Mail Fee $10.00 for an item to be mailed Priority
Returned Deposited Check Fee $35.00 when a check is returned from another institution for non-sufficient funds
Rush Overnight Debit Card Fee $80.00 for a debit card mailed Rush Overnight
Statement Printing Fee $0.50 per page for statements or account history
Stop Payment Fee $25.00 for any stop payment
Visa Late Payment Fee $25.00 when Visa is paid after the 25th of the month
Wire Transfer $15.00 for a wire transfer
Large Volume Coin Purchase Price by Amored Car service
All fees are subject to change. Please call BOFCU if you have any questions on any fees.

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Holiday Closing Schedule

2023 Holiday Closings