Disclosures & Fees

Person sitting at desk working on calculator next to laptop

Electronic Fund Transfer Agreement

Funds Availability Policy Disclosure

Privacy Policy

Fees

Product and Service Fees are accurate as of 12/1/2024
Type Charge
Bad Address Fee $10.00 monthly for each bad address on your account on the last day of the month
Cashier's Check Fee $5.00 for each cashier's check made payable to a third party
Certified Check Fee $5.00 for each certified check
Courtesy Pay Fee $30.00 per transaction
Dormant Account Fee $10.00 monthly fee on each individual member account that has not had a member-directed financial transaction(s) or contact within a 12-month period with the exception of Certificate and IRA Accounts
Draft Photocopy Fee $4.50
Early Holiday Club Withdrawal Fee $15.00 if you close your Holiday Club Account prior to September 30
Express Mail Fee $30.00 for an item to be mailed Express
Foreign Item Fee $25.00 when a foreign item clears your account
Gift Card Fee $3.00 per card
Levy Fee $50.00 when a levy is placed against your account
Loan Late Fee $25.00 when your payment is 10 days past due date
Lost/Extra Debit/Credit Card Fee $15.00 if any of your plastic cards are lost or you request an extra card
Money Order Fee $3.00 for a money order
Money Market Minimum Balance Fee $50.00 when your account balance falls below $3,000 at any time during the month
Money Market Excessive Transaction Fee $75.00 every time the maximum number of transactions (6) is exceeded
Non-Member Check Cashing Fee $10.00 to cash a Credit Union check for a non-member
Non-Sufficient Funds Fee $40.00 for any item (ACH, ATM, NSF, or other) returned unpaid for non-sufficient funds
Overdraft Transfer Fee $10.00 when the Credit Union automatically transfers funds to cover an overdraft
Overnight Credit Card Fee $56.00 for a credit card mailed Rush Overnight
Overnight Debit Card Fee $50.00 for a debit card mailed one business day after it's ordered
Priority Mail Fee $10.00 for an item to be mailed Priority
Returned Deposited Check Fee $35.00 when a check is returned from another institution for non-sufficient funds
Rush Overnight Debit Card Fee $80.00 for a debit card mailed Rush Overnight
Statement Printing Fee $0.50 per page for statements or account history
Stop Payment Fee $25.00 for any stop payment
Visa Late Payment Fee $25.00 when Visa is paid after the 25th of the month
Wire Transfer $15.00 for a wire transfer
Large Volume Coin Purchase Price by Amored Car service
All fees are subject to change. Please call BOFCU if you have any questions on any fees.

You are now leaving Bridgeton Onized Federal Credit Union

Bridgeton Onized Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Bridgeton Onized Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Holiday Closing Schedule

2023 Holiday Closings