Loan Types

VEHICLE LOANS

MORTGAGE LOAN OFFICERS

Bridgeton Onized FCU NMLS #412490
Tamara M. Ciccioli NMLS #798830
Greg Moffett NMLS #137945
Sean Moffett NMLS #79833
Carmen R. Pino NMLS #26269



FIXED RATE HOME EQUITY LOANS

Turn your home's equity into the cash you need to finance your dreams. Your appraised value less your liens will determine how much you can borrow. You can use the money to go on vacation, purchase a vehicle, finance an education, or any other project you might have in mind. A fixed rate loan makes it easy to budget your payments. You borrow a lump sum and pay it back at a fixed rate and payment over the life of the loan.



VARIABLE RATE HOME EQUITY LINES OF CREDIT

Enjoy the convenience of borrowing only what you need when you need it. A line of credit allows you to draw money against your approved borrowing amount as you need it. You can use the money how you wish and when you want. What could be more convenient?



MORTGAGE FINANCING THROUGH ADVISOR'S MORTGAGE GROUP

We partnered with Advisors Mortgage Group, LLC in order to offer the most up-to-date, flexible and competitive mortgage financing as possible. By partnering with Advisors Mortgage Group, LLC, they can offer you a variety of loan options, including both fixed rate and adjustable rate mortgages. Whether you're purchasing your first home or refinancing an existing mortgage, they'll help you find the right mortgage for you. Speak with Carmen Pino by calling 856-498-5025 or emailing him at cpino@advisorsmortgage.com. Carmen is available to discuss your mortgage needs with you whenever it's for you.



REAL ESTATE LOANS

MORTGAGE LOAN OFFICERS

Bridgeton Onized FCU NMLS #412490
Tamara M. Ciccioli NMLS #798830
Greg Moffett NMLS #137945
Sean Moffett NMLS #79833
Carmen R. Pino NMLS #26269



FIXED RATE HOME EQUITY LOANS

Turn your home's equity into the cash you need to finance your dreams. Your appraised value less your liens will determine how much you can borrow. You can use the money to go on vacation, purchase a vehicle, finance an education, or any other project you might have in mind. A fixed rate loan makes it easy to budget your payments. You borrow a lump sum and pay it back at a fixed rate and payment over the life of the loan.



VARIABLE RATE HOME EQUITY LINES OF CREDIT

Enjoy the convenience of borrowing only what you need when you need it. A line of credit allows you to draw money against your approved borrowing amount as you need it. You can use the money how you wish and when you want. What could be more convenient?



MORTGAGE FINANCING THROUGH ADVISOR'S MORTGAGE GROUP

We partnered with Advisors Mortgage Group, LLC in order to offer the most up-to-date, flexible and competitive mortgage financing as possible. By partnering with Advisors Mortgage Group, LLC, they can offer you a variety of loan options, including both fixed rate and adjustable rate mortgages. Whether you're purchasing your first home or refinancing an existing mortgage, they'll help you find the right mortgage for you. Speak with Carmen Pino by calling 856-498-5025 or emailing him at cpino@advisorsmortgage.com. Carmen is available to discuss your mortgage needs with you whenever it's for you.



PERSONAL LOANS

UNSECURED PERSONAL LOANS

These loans are one of our most popular owner loans because they can be used for a multitude of things. With our Personal Loans, you never have to wrestle over where you're going on your next vacation, or whether or not you can fit a new computer into your budget. You can borrow the funds you need from 1 to 6 years, depending on the amount. The rates are driven by your credit score, so the higher the score, the lower the rate.



SECURED PERSONAL LOANS

If you want a Personal Loan but would like a lower interest rate, offer collateral. Check our current rates to see the discount offered. Remember, the title must be clear to offer it as collateral.



SHARE AND CERTIFICATE SECURED LOANS

Your strong commitment to savings can provide you with the security you need for a loan. With the funds in your Share or Certificate accounts, you can apply for a loan. No need to take the money out. By pledging your Shares or Certificate funds in the credit union for the life of the loan, you could borrow up to the amount you have pledged for up to 5 years.



REFINANCING LOANS

If you already have a Personal Loan at another financial institution, you can still take advantage of our great interest rates and flexible terms. So don't stay stuck with their rates and payment terms. Refinance with us and save.



Local Office

524 North Pearl Street

Bridgeton, NJ 08302

Contact:

Phone: 856-692-4000

Routing Number: 231277518

NMLS #: 412490
 

© 2018 by

Bridgeton
Onized Federal

Credit Union

This Credit Union is insured by the National Credit Union Association.
We do business in accordance with the Federal Fai Houing Law and Equal Credit Opportunity Act.