Loan Types

Please use the form below to contact any of the departments at BOFCU.
In your message, please note your prefered method for us to contact you with the reply to your request. 

VEHICLE LOANS

NEW AND USED AUTO LOANS

Take advantage of our low rates and flexible terms. The term of the loan is based on the amount borrowed. The more you borrow, the longer the term. If you want it, that is. The rate is based on your credit score, debt-to-income ratio and your personal financial history.



NEW AND USED RECREATIONAL VEHICLE AND BOAT LOANS

If the open road is beckoning you, call us for an RV loan. These loans are available now and we can guarantee you a competitive rate plus all the perks of Credit Union Ownership. If the open sea is more your cup of tea, hoist your sail with a boat loan. Before you go boat shopping, call us to verify requirements, options and how much you can borrow.



NEW AND USED ATV AND PERSONAL WATERCRAFT LOANS

If you're more the adventurous type, we have the loan for you. We finance jet skis and ATVs and our rates are more than competitive. Plus, we have relationships with many local dealers, so getting the financing done is a breeze.



NEW AND USED CYCLE LOANS

If you prefer the thrill of two wheels, zip over to one of our offices. We can help you in determining the value of the cycle you want to buy and provide you with the best possible rate. Borrowing from the credit union makes the shopping part easy.



CLASSIC CAR LOANS

Do you have a passion for antique vehicles? Do you love the restoration process and showing your baby at Car Shows? We have a program just for you. We'd love to help you appreciate the past by purchasing or restoring your antique. Talk to a Loan Officer and he'll guide you through the process.



REAL ESTATE LOANS

MORTGAGE LOAN OFFICERS

Bridgeton Onized FCU NMLS #412490
Tamara M. Ciccioli NMLS #798830
Greg Moffett NMLS #137945
Sean Moffett NMLS #79833
Carmen R. Pino NMLS #26269



FIXED RATE HOME EQUITY LOANS

Turn your home's equity into the cash you need to finance your dreams. Your appraised value less your liens will determine how much you can borrow. You can use the money to go on vacation, purchase a vehicle, finance an education, or any other project you might have in mind. A fixed rate loan makes it easy to budget your payments. You borrow a lump sum and pay it back at a fixed rate and payment over the life of the loan. Fixed Rate Home Equity Loan applicants must apply in person or by mail.



VARIABLE RATE HOME EQUITY LINES OF CREDIT

Enjoy the convenience of borrowing only what you need when you need it. A line of credit allows you to draw money against your approved borrowing amount as you need it. You can use the money how you wish and when you want. What could be more convenient? Variable Rate Home Equity Loan applicants must apply in person or by mail.



MORTGAGE FINANCING THROUGH ADVISOR'S MORTGAGE GROUP

We partnered with Advisors Mortgage Group, LLC in order to offer the most up-to-date, flexible and competitive mortgage financing as possible. By partnering with Advisors Mortgage Group, LLC, they can offer you a variety of loan options, including both fixed rate and adjustable rate mortgages. Whether you're purchasing your first home or refinancing an existing mortgage, they'll help you find the right mortgage for you. Speak with Carmen Pino by calling 856-498-5025 or emailing him at cpino@advisorsmortgage.com. Carmen visits our Bridgeton Office every Wednesday and Friday, and our Cedarville Office every Thursday, but is available to discuss your mortgage needs with you when it's convenient for you. Mortgage applicants must apply in person.



PERSONAL LOANS

When can I pick up my order?

Please email morgan.casper@blairschools.org to arrange a pickup time. Orders can be picked up at the High School Greenhouse



How can I pay for my order?

Orders can be paid for by credit card online or by cash or check at the BHS office. Cash or check is accepted. Checks should be made out to Blair FFA. Donations are accepted as well-- all proceeds benefit the Blair Ag Ed Program



How does order pickup work?

After placing an online order, you will recieve an email confirmation. Keep your order number and bring with you to the greenhouse for your pre-arranged pickup appointment. Please schedule an appointment to pickup plants by emailing morgan.casper@blairschools.org



Local Office

524 North Pearl Street

Bridgeton, NJ 08302

Contact:

Phone: 856-692-4000

Routing Number: 231277518

NMLS #: 412490
 

© 2018 by

Bridgeton
Onized Federal

Credit Union

This Credit Union is insured by the National Credit Union Association.
We do business in accordance with the Federal Fai Houing Law and Equal Credit Opportunity Act.