Car Payments a Drag?

No-Brainer.

Why keep overpaying for the car you already own?

If your auto loan is with another financial institution, Bridgeton Onized Federal Credit Union may be able to lower your rate by up to 3.00% APR when you refinance.*

And for a limited time, you’ll also enjoy 60 days with no payments.

Why Refinance?

Your current loan may have made sense when you first purchased your vehicle. But if rates have changed—or your financial situation has improved—you could be paying more than you need to.

Refinancing your auto loan with BOFCU could help you:

What Could a Lower Rate Mean for You?

Let’s say you currently have a $25,000 auto loan with 60 months remaining and a 9.00% APR.

If you qualify for a rate 3.00% lower, your rate could drop to 6.00% APR.

Potential Savings:

  • Monthly payment could decrease by approximately $36
  • More than $2,100 in interest savings over the life of the loan


That’s money that can stay in your pocket instead of going toward interest.

Plus, you’ll enjoy 60 days with no payments* to give your budget a little breathing room.

Ready to Get Started?

Apply online, visit a branch, or contact our team to see how much you could save by refinancing your auto loan today.

*APR = Annual Percentage Rate. Eligible refinance applicants may qualify for an interest rate up to 3.00% APR lower than their current auto loan rate with another financial institution. Existing Bridgeton Onized Federal Credit Union auto loans are not eligible. Rate reduction, approval, and loan terms are subject to creditworthiness, underwriting criteria, and membership eligibility. Not all applicants will qualify for the maximum rate reduction. Interest will accrue during the 60-day deferred payment period. Additional terms and conditions may apply. Offer subject to change or cancellation without notice. Contact Bridgeton Onized Federal Credit Union for complete details. Federally insured by NCUA.

You are now leaving Bridgeton Onized Federal Credit Union

Bridgeton Onized Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Bridgeton Onized Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Holiday Closing Schedule

2023 Holiday Closings