At BOFCU, we get it: when the sun comes out, it’s easy for spending to sneak up on you. Vacations, BBQs, and kids out of school can quickly pile on the costs.
But summer doesn’t have to mean stress. With a little planning and the right mindset, you can enjoy it all – without drowning in debt. We’ve got your back with these real-life, money-smart ideas that make sense for your life.
Backyard Fun Without the Fancy Price Tag
You don’t need a beach house to make summer feel special. Spruce up your porch or yard with gently used outdoor chairs, string lights, or a secondhand grill from local Facebook groups or swap meets. Little changes can turn your backyard into your family’s favorite summer spot.
Dodge the Summer Spending Traps
Impulse buys are like mosquitoes – annoying and expensive. Stick to a shopping list, hunt for coupon codes, and take a breather before hitting “buy now.” Unsubscribing from store texts and emails can also help keep your spending in check.
Dress Cool for Less
Update your summer look without emptying your wallet. Shop clearance racks or check out local thrift shops. You’ll find unique clothes for a fraction of the cost – and keep your style just as fresh as the season.
Budget for What Really Matters
Instead of getting caught up in the moment, plan ahead. Write out a list of things you’d like to do this summer – like camp for the kids, a weekend getaway, or backyard upgrades. Then, set a budget that works with your paycheck. Prioritize, pace yourself, and remember: memories matter more than price tags.
BOFCU – Your Summer Budget Buddy
We’re more than a credit union. We’re your neighbor, your coach, your cheer squad. Whether you need help setting a budget, looking into a debt consolidation option, or figuring out how to pay for that road trip – we’re here for it.
This summer, have fun without regret. And if you need a hand along the way, you know where to find us.
