Regular Share Savings Account

The Regular Share Savings Account is the foundation of ownership at BOFCU. Every owner is required to have a Share Savings Account as a part of their share in the credit union. Account Features:

• $5 minimum balance
• Unlimited withdrawals
• MasterCard debit card (optional)
• Direct deposit (optional)
• Payroll deduction (optional)
• Overdraft protection (optional)
• Courtesy pay (optional)

Share Draft Checking Account

The Share Draft Checking Account is an optional add-on that we highly recommend. Account Features:

• No minimum balance
• Unlimited withdrawals
• Unlimited check payments
• MasterCard debit card (optional)
• Direct deposit (optional)
• Payroll deduction (optional)
• Overdraft protection (optional)
• Courtesy pay (optional)

Special Savings Account

Saving up for something special? Keep your funds separated to help you stick to your goals with our Special Savings Account! Account Features:

• No minimum balance
• Unlimited withdrawals
• Auto-transfer (Optional)

Vacation Club Account

Make your dream vacation a reality with our Vacation Club Account! Keep your funds separate from your Regular Share Savings Account and be sure every penny saved really counts with our competitive dividend rates. Account Features:

• No minimum balance
• Unlimited withdrawals
• Auto-transfer (Optional)

Holiday Club Account

Our Holiday Club Account is a great way to finance your holiday shopping. Open your account at any time during the year, it's never too early to start saving! Account Features:

• No minimum balance
• No schedule for deposits
• Funds are transferred to your Share Savings in October
• Early closing penalty applies. See Terms and Disclosures for more details.

Money Market Account

Money Market Accounts are for owners who want to keep a larger sum on deposit with limited need for withdrawals.
Account Features:

• $3,000 minimum balance
• (6) Transaction limit

IRA Savings Account

A tax deferred IRA can help you save money for your retirement which will take you into the future safely and securely. For your convenience, deposits can be made by payroll deduction, direct deposit, in person, or by mail.

Regular Share Certificate

Whether you are new to saving or have been investing for years, a certificate may well be worth adding to your portfolio. When you purchase a certificate, you invest a fixed amount for a specific period of time in order to earn a higher dividend rate.
Certificates are:

• Safe - They are secured by the NCUSIF
• Easy - You can open a certificate within minutes with as little as $1,000
• Flexible - Since the amount required to open a certificate is relatively small, you can open several with different term limits, from six months to five years
• Good Return - Because you are committing to a specific period of time, certificates earn higher dividends than regular savings accounts

IRA Share Certificate

If you don't mind having your money tied up for a bit, opt for an IRA certificate. A certificate pays a higher dividend and helps to build your nest egg for the future. Certificates are:

• Safe - They are secured by the NCUSIF.
• Easy - You can open a certificate within minutes with as little as $1,000.
• Flexible - Since the amount required to open a certificate is relatively small, you can open several with different term limits, from six months to five years.
• Good Return - Because you are committing to a specific period of time, certificates earn higher dividends than regular savings accounts.